Buying & Selling process   1. Selling agreement After having decided to buy a car with the dealt price, client may ask for a credit if one does not want to pay in cash in one time. In the delivery day, seller would receive in cash at the amount of dealt price. 2. Buyer applies for a credit Finance who is the credit provider pays for a car and holds the ownership of it until debtor finishes paying all the installments. Provided financial amount depends on debtor’s financial history. Cost appraisal of the car is usually at 70 – 80% of the actual price.   The process of documentation and approval takes 2 -5 days relating to the completeness of debtor’s and guarantor’s documents.   3. Buyer signs a contract After the principle, interest, installment and periods are settled and approved, loan or hire purchase contract has to be done by buyer and finance.   4. Car transference Seller signs a contract with supporting documents in order to supplement the hire purchase contract. And payment is settled for seller. 5. Money & Car received The dealing day, after car is transferred to Finance, dealt finance amount is paid to seller and buyer makes a down payment. The dealing process is finished when seller hands on the car to buyer. 6. Installment Buyer pays the installment to Finance according to hire purchase contract.